If you have a decent credit rating, and hold more than one credit card, you probably have received convenience checks from your credit card company.

To stop these mailings, just call the customer service number for your credit card company (usually printed on the back of your card).

Basically, these are checks that draw a cash advance from your credit card, usually for hefty charge of 3% of the check amount (usually up to a max of $75 for each check). Of course, for your convenience, the credit issuer is also charging interest on the amount, when it goes on your card statement.

In other words, these checks can be very costly forms of cash advances. Even when they have incentive interest rates lower then your credit card APR.

I have so many credit cards that I used to get 1 or 2 mailings per week with these checks. Of course, I shredded them. They are a pain - because they are a bit of a security risk - if they fall into wrong hands.

The mails have no instructions of opting-out of getting sent these convenience checks. However, all you have to do is call customer service for your card company and request that they stop mailing you.

Look on the back on the card, and call them. Request that they stop sending you these conveinence checks.

This works for Chase cards and Discover cards.